= FastCalcs
Please double-check important results before using them for decisions.

Finance

Finance Calculator

Calculate future value from present value, recurring payments, interest rate, time period, and compounding frequency.

Finance inputs

Use a simple time value of money calculator for savings, investments, and recurring cash flow estimates.

Future value 0
Total payments 0
Interest earned 0

This calculator is for general information only and is not financial, tax, lending, investment, or legal advice. Actual loan terms, rates, fees, taxes, and qualification rules can vary by lender, country, and personal situation.

Formula

Future value combines present value growth and the future value of periodic payments using the time value of money formula.

Example

$20,000 plus $2,000 per month at 6% for 10 years grows to about $358,000.

Result notes

  • Results are estimates based on the values you enter.
  • Calculators with schedules show how values change over time.
  • For financial, health, or construction decisions, compare these estimates with professional advice when needed.

Frequently asked questions

What is a finance calculator?

It estimates how a starting amount and recurring payments can grow over time with interest.

When should I use this instead of the loan calculator?

Use this for savings and cash flow growth. Use the loan calculator when you want a repayment amount.

Does payment timing matter?

Yes. Payments made at the beginning of each period have more time to compound.

Related calculators